Finance Center

Car Finance in Paris, KY

Purchasing a car in Paris can be a stressful experience, however, at Dan Cummins Chrysler Dodge Jeep Ram, we make it easy for you with a team of financial experts and our finance options. If you’re still shopping for the perfect vehicle for your lifestyle, browse our new and used vehicle inventory to see all the CDJR models we have available. You can even contact us to schedule a test drive! Once you’ve chosen the vehicle you want, it’s time to consider how you would like to pay for it. Read below to learn about our leasing and buying options, and why you should choose Dan Cummins Chrysler Dodge Jeep Ram for your next purchase!

Lease vs. Buy

When you go to purchase a car in Lexington, you’ll be given a few purchase options. Two of them will be the option to lease your car from the dealership or buy it outright. There are benefits to both options, as well as disadvantages. We’ve listed a few below:

Buying:

• Total ownership: When you buy your car, the car becomes yours when you finish making your payments.
• Customization: By owning your car, you can customize it however you want with parts and accessories.
• Less expensive over time: Although buying is more expensive upfront, it will cost less over time, especially when you finish making your payments.
• Depreciation: A car you buy will naturally depreciate over time, which means when you try to trade it in or sell it, it will be worth less than what you paid for it.

Leasing: 

• Trade-Ins: When you lease a car, you have the option to trade it in at the end of your lease for a newer car.
• Lower monthly payments: Your monthly payments will be lower than if you buy a car.
• The car belongs to the dealership: You cannot own a leased vehicle, and therefore you can’t customize it in any way. You will also have to pay for any extra miles or depreciation that happens to the vehicle while it’s under your care.

If you’re looking for a car lease in Georgetown, learn more about the difference between leasing and buying your car or learn more about bad credit auto loans with Dan Cummins Chrysler Dodge Jeep Ram!

Why Shop at Dan Cummins Chrysler Dodge Jeep Ram?

When you lease or shop with Dan Cummins Chrysler Dodge Jeep Ram, you’re not only getting an excellent buying experience, you have access to our financing tools. With Dan Cummins Chrysler Dodge Jeep Ram, you can apply for financing online to cut down on the amount of time you spend at the dealership. You can also value your trade-in with us and use our payment calculator to estimate how much your monthly payment will be. Our financial experts are committed to getting you the car you want at a price you can afford in Georgetown. We’ll work with you to create a personalized plan for your budget.

Finance with Dan Cummins Chrysler Dodge Jeep Ram!

Now that you know about the difference between leasing and buying a car, and the benefits of purchasing a vehicle with Dan Cummins Chrysler Dodge Jeep Ram, come visit us today near Nicholasville to see our inventory and meet with our friendly staff to learn about your financing options!