Finance
Auto Finance Center in Paris, KY
Your Partner for Competitive Car Loans & Lease Deals
Welcome to the Dan Cummins Chrysler Dodge Jeep RAM of Paris Finance Center, your premier resource for automotive financing in Central Kentucky. Whether you are eyeing a rugged RAM 1500, a family-ready Chrysler Pacifica, or a trail-rated Jeep Wrangler, our mission is to make the Dan Cummins Deal work for your budget.
We partner with over 70 local and national lenders to ensure our customers from all over Kentucky and beyond secure the most competitive rates and flexible terms available in the market today.
Streamlined Tools for a Smarter Buy
We believe in transparency and speed. Use our online resource center to plan your purchase before you ever set foot on our lot:
Apply for Financing: Our secure online credit application takes less than two minutes. Get pre-approved and save hours at the dealership.
Payment Calculator: Estimate your monthly payments based on vehicle price, interest rates, and down payment.
Value Your Trade: Get an instant Kelley Blue Book® trade-in value for your current vehicle. We buy all makes and models!
Financing Solutions for Every Credit Journey
At Dan Cummins Chrysler Dodge Jeep RAM of Paris, we believe everyone deserves a reliable vehicle. Our finance experts specialize in custom-tailored packages regardless of your credit history:
Tier 1: Prime Financing
If you’ve maintained a strong credit score, we can help you unlock the lowest APR specials directly from Chrysler Capital and local Kentucky banks.
Fresh Start: Rebuilding Credit
Life happens. Whether you’ve experienced bankruptcy, foreclosure, or a few missed payments, we have specialized programs designed to help you get back on the road while rebuilding your credit score. We work hard to get a "Yes" when other dealers say "No."
Leasing vs. Buying: Which is Right for You?
Not sure which path to take? Our resource center is here to help you weigh the benefits:
| Feature | Leasing | Buying (Financing) |
| Monthly Payments | Generally lower monthly costs. | Build equity with every payment. |
| Ownership | Return the car or buy it after 2–3 years. | You own the vehicle once paid off. |
| Mileage | Best for those who drive under 15k miles/year. | No mileage restrictions or "wear and tear" fees. |
| Technology | Drive a brand-new vehicle with the latest tech every few years. | Ability to customize and modify your vehicle. |
Protect Your Investment
The Dan Cummins experience doesn't end when you sign the papers. We offer a suite of value-added services to keep your vehicle in peak condition:
Lifetime Powertrain Guarantee: On qualifying vehicles, we guarantee the engine and transmission for as long as you own the car—unlimited time, unlimited miles.
Extended Warranty Programs: Protect yourself from unexpected repair costs.
Ceramic Coating: Keep your vehicle looking showroom-new with our "Liquid Diamond" protection.
Start Your Dan Cummins Deal Today
Our finance team is available Monday–Friday (8:30 AM – 8:00 PM) and Saturday (8:30 AM – 6:00 PM) to answer your questions.
Are you ready to see what rates you qualify for? Click here to start your secure 2-minute credit application and let our team go to work for you! Need further help? Contact us today to speak with a Finance Specialist. We are here and ready to assist you!